If you suffer an injury at work and receive any type of workers' compensation benefits, you should expect to receive, at some point, a letter directing you to attend an "independent medical examination." Insurance companies have the right to require you to attend such an examination periodically. Ordinarily, the insurance company cannot require you to attend this examination more often than every six (6) months.
CLAIMS AGAINST UNINSURED EMPLOYERS
An employee who suffers a work injury while working for an employer uninsured for workers' compensation has the right to file a claim against the Uninsured Employers Guaranty Fund ("UEGF"). Securing that right is critically important because the UEGF is required to pay workers' compensation benefits when the uninsured employer does not. In order to secure the right to file a claim against the UEGF, the injured worker must be aware of certain time limitations.
MUST YOU PERFORM "NO DUTY," LIGHT DUTY, OR MODIFIED DUTY WORK?
If you suffered a work injury and are not physically capable of performing the light or modified duty job your employer has offered, you should ask your physician to indicate in writing the reasons you are not physically capable of performing that work. If you do not perform the light or modified duty work and do not have that documentation from your doctor, the employer and its workers' compensation insurance company may be entitled to reduce or suspend your wage loss benefits.
MAKE SURE THE DESCRIPTION OF INJURY IS CORRECT
One common error that may affect an injured worker's right to future benefits is an incorrect description of injury on the paperwork regarding the claim. Within three (3) weeks of first treating for a work injury, the injured worker should receive a Notice of Temporary Compensation Payable or Notice of Compensation Payable in the mail. On that notice, the injured worker should make sure the work injury is described accurately in the box marked "Injury Information." Similarly, before signing a Supplemental Agreement, the injured worker should make sure the work injury is described accurately in the box marked "Injury."
Joshua Bloom 
Jonathan Colton 